Patrick Rounds, President of R&A Risk Professionals is also President and CEO of Petroleum Marketers Management Insurance Company a property and casualty insurance carrier specializing in environmental liability insurance for petroleum storage tank systems. He founded R&A in 1999. With over 25 years of experience managing environmental risks and creating risk-financing programs, he is nationally recognized as a speaker on environmental risk management and financial responsibility programs for petroleum storage tank systems. He serves on the Underwriter Laboratories (UL) technical standard panels for UL971, Standard for Nonmetallic Underground Piping For Flammable Liquids. An attorney by education, Mr. Rounds has consulted with several states to conduct evaluation of their UST programs and has created several risk financing mechanisms to assist owners to demonstrate compliance with environmental financial responsibility requirements. He has developed risk financing programs in several states and in Canada. Mr. Rounds was the Administrator of the Iowa Comprehensive Petroleum UST Financial Responsibility Fund from 1994 through 1999. He is a former board member and Past President of the Foundation for Children and Families of Iowa, a member of the Dowling Catholic High School Foundation Board, Holy Family School Inner-City Youth Foundation Board, a Principal of Des Moines Flying Club and is Past President of the Des Moines Skydivers.